FAQ

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What does it mean that you are restaurant insurance specialists?

Bikelane is 100% focused on restaurants, it’s the only industry we serve. That means we have very specific expertise and experience in understanding the needs of restaurants. For example, most business policies, even those for restaurants, exclude coverage for food contamination. That’s OK for most businesses, but for a restaurant, it’s not. We make sure you’re covered for everything that matters to your restaurant.

Can I purchase the HR ToolKit separately?

At this time, no. The HR ToolKit is available – free of charge – to Bikelane Insurance customers. Assigning Bikelane as your Broker of Record also provides you full access to the HR ToolKit. Find out how – it’s easy.

What is a ‘Broker of Record’?

Many of our restaurants want to take advantage of the HR ToolKit, our expertise and fierce claims fighting, but their insurance isn’t up for renewal for a while. In that case, you can assign Bikelane as your ‘Broker of Record’. That simply means that we’ll service your existing policies and when it’s time to renew, we’ll do our magic. In the meantime, you get to enjoy all Bikelane Benefits immediately.

Why is an insurance agency offering HR solutions?

One of the biggest sources of cost and risk to restaurants are employees and human resource issues. Reducing your exposure and cost adds value to your business every day – not just in the event of a claim. It’s how we’re changing the insurance experience for restaurants.

Is the Sexual Harassment Training in the HR ToolKit compliant with NYC and NYS regulations?

Yes. It’s interactive and online, making it very efficient and compliant. You’ll be able to keep track of who’s completed training and when they’re due for the annual training.

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